There are a lot of benefits to having a green car; the obvious one is that you save money on gas. However this is not the only thing that you save money on, you will also be able to save on your car insurance. The reason for this is that many companies these days offer discounts to drivers of green cars.
There are actually quite a few discounts for drivers of green cars. The main reason for this is that the insurance companies consider the drivers of green cars to be more responsible than other drivers and therefore less likely to be involved in an accident. There is of course considerable debate about whether or not driving a green car really does make you a safer driver. The statistics don’t really back this up but if it gets you a discount then it really isn’t something that you are going to want to complain about.
In truth a big part of the reason for the discounts on green cars is that it is good marketing. Everybody is jumping on the green bandwagon and most companies will advertise their green record in order to attract customers to whom that is important. Since there are not a lot of opportunities for car insurance companies to crow about their green record in the way that they run their business normally they have chosen to play the green card by offering discounts to drivers of hybrids. This of course allows them to talk about their environmental record in their advertisements.
Drivers of hybrids can of course also take advantage of the many discounts that are available to all car owners. There are discounts for things like limiting how often you drive, insuring more than one car and having a security device. There are actually quite a few things that you can do to reduce the amount that you pay for your car insurance. You are going to want to look into this before you take out a policy to make sure that you are getting all of the discounts that you are eligible to get.
While there are discounts for driving a green car it is important to realize that this only goes so far. If you have a bad driving record for example your insurance is going to cost you a great deal of money no matter what kind of car you are driving. Therefore it is important to make sure that you pay attention to the things that really affect the cost of your insurance. Also don’t forget that you may need to shop around to get the best rate on your car insurance. Not all companies offer a discount for driving a green car, in some cases you may find that a certain company with no discount is still cheaper than one that does offer the discount. The point is that you need to compare rates before you buy.